Skip to content
Presbytery of Northern New England

Guide To Medicare Plans

Medicare Supplement Plan N: A Different Kind Of Coverage

Medicare Supplement Plan N is sometimes confusing. There are three parts to Medicare – Part A, which covers hospital visits; Part B, which covers some doctor and medical services; and Part D, which pays for insurance. Medicare Supplement Plan N takes effect after Medicare Part A is discontinued. Visit website to learn more about this plan in particular.

Visit Website

There are three basic ways to buy a Medicare Supplement Plan N. You can choose a discount plan, pay the entire premium without any deduction for medical expenses, or choose a higher deductible. Each of these three choices has its own advantages and disadvantages. The best way to select a Medicare supplement plan that meets your needs is to talk with an expert medical agent.

Medicare Advantage Plans offer several unique benefits to members of Medicare. They are not part of a traditional Medicare program. A lot of people choose a Medigap policy because they want to retain their freedom of choice regarding health insurance. A traditional Medicare plan allows the member to see any doctor they want for any reason – even if they have a bad back! A media policy allows the insured to limit their out-of-pocket expenses to the lowest amount allowed by the plan.

Medicare Supplement Plan N is a special type of policy that offers coverage for both hospitalization and long-term care. As with all plans, it does not cover Medicare Advantage Plans like Part D or Medigap policies. It also does not cover maternity benefits. For members who need those benefits, they must buy a separate supplemental policy from a private-duty nursing agency.

There are a few things to remember when comparing Plan N with Medicare Supplement C. Most importantly, if you already have a medicare policy and want to switch to a Medicare Supplement plan, make sure that you move your balance before you start your enrollment in order to avoid paying the difference in premiums. In addition, make sure that you compare plans within each insurance company’s network (meaning that if one company doesn’t cover something that the other company does, then you won’t be paying that much out of pocket). If you don’t already have Medicare Advantage Plans, then you will need to find one from another source. Medicare does not pay the difference.